<developerConceptualDocument
    xmlns="http://ddue.schemas.microsoft.com/authoring/2003/5"
    xmlns:xlink="http://www.w3.org/1999/xlink">

  <introduction>
    <para>
      When a payment date falls on a weekend or holiday a
      <newTerm>business day convention</newTerm> is used to adjust the date
      to a valid business day.
    </para>
  </introduction>
  <section>
    <title>Conventions</title>
    <content>
      <para>
        A <newTerm>business day</newTerm> is a week day (Monday through Friday) that is not a holiday.
      </para>
      <table>
        <tableHeader>
          <row>
            <entry>
              <para>Convention</para>
            </entry>
            <entry>
              <para>Description</para>
            </entry>
          </row>
        </tableHeader>
        <row>
          <entry>
            <para>None</para>
          </entry>
          <entry>
            <para>Advance to the next non-holiday.</para>
          </entry>
        </row>
        <row>
          <entry>
            <para>Following</para>
          </entry>
          <entry>
            <para>Advanced to the next business day.</para>
          </entry>
        </row>
        <row>
          <entry>
            <para>Previous</para>
          </entry>
          <entry>
            <para>Roll back to the previous business day.</para>
          </entry>
        </row>
        <row>
          <entry>
            <para>Modified Following</para>
          </entry>
          <entry>
            <para>Earlier of following and last business day of month.</para>
          </entry>
        </row>
        <row>
          <entry>
            <para>Modified Previous</para>
          </entry>
          <entry>
            <para>The later of the previous and first business day of month.</para>
          </entry>
        </row>
      </table>
    </content>
  </section>
  <relatedTopics>

  </relatedTopics>
</developerConceptualDocument>
